Advance Calculator

PPF Return Calculator

PPF Interest Calculator
Note : *PPF Interest rates are revised periodically and can change in future. For calculation of interest for future periods current rate is assumed.

PPF Yearly Calculation

Financial Year Assumed Rate Deposit Interest Closing Balance Withdraw Limit Possible Loan
2020 7.80  10,000.00  780.00  10,780.00  0.00  0.00
2021 7.80  10,000.00  1,621.00  22,401.00  0.00  0.00
2022 7.80  10,000.00  2,527.00  34,928.00  0.00  2,695.00
2023 7.80  10,000.00  3,504.00  48,432.00  0.00  5,600.00
2024 7.80  10,000.00  4,558.00  62,990.00  0.00  8,732.00
2025 7.80  10,000.00  5,693.00  78,683.00  0.00  0.00
2026 7.80  10,000.00  6,917.00  95,601.00  24,216.00  0.00
2027 7.80  10,000.00  8,237.00  1,13,838.00  31,495.00  0.00
2028 7.80  10,000.00  9,659.00  1,33,497.00  39,342.00  0.00
2029 7.80  10,000.00  11,193.00  1,54,690.00  47,800.00  0.00
2030 7.80  10,000.00  12,846.00  1,77,536.00  56,919.00  0.00
2031 7.80  10,000.00  14,628.00  2,02,163.00  66,748.00  0.00
2032 7.80  10,000.00  16,549.00  2,28,712.00  77,345.00  0.00
2033 7.80  10,000.00  18,620.00  2,57,332.00  88,768.00  0.00
2034 7.80  10,000.00  20,852.00  2,88,183.00  1,01,082.00  0.00
Total Deposit: ₹ 1,50,000.00
Total Interest: ₹ 1,38,183.00
Balance: ₹ 2,88,183.00



PPF account can be opened in post offices or banks. Same interest rates and rules are applied. Account is opened for 15 years and completion of 15 years, account can be extended for 5 years periods.

Starting year - PPF Account Account Opening Year

Interest Rate - Interest rates applicable for the duration. PPF interest rates are announced by the government periodically and subject to change in future. Interest earned is compounded yearly.

Deposit Amount - Amount you would like to deposit every year. There is minimum and maximum limit requirements set for PPF account. There are also limits on number of deposits and withdraws in a financial year.

Number of Years - Number of years, PPF amount is to be continued. This locking period is fixed but customer can get loan or partial withdrawals during these fixed locking period. Full amount withdrawal is allowed only on excpetional situations like critical illness



Disclaimer - These gizmos, calculators, tools are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances and suitability for any individual. Please read site terms & conditions for details.

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